FTMO

CFD & Futures prop firm

Trustpilot

4.8 / 5

52,781 reviews

Ten years of funded trading, on CFDs and now futures

FTMO runs one-step and two-step CFD challenges, a Swing account that keeps trading through the news and the weekend, and, since 2026, a futures line on CME markets. Every account is simulated; the rewards are real.

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FTMO was established in Prague in 2015 and is one of the oldest prop firms still trading. It is not a broker and takes no deposits: every account it opens is a simulated account with fictitious funds, mirroring real market conditions. The rewards paid on the profits made there are real.

The firm says it serves more than 4.5 million traders across 140 countries, has paid over $650 million in rewards, and employs a team of more than 250 people.

Two lines sit side by side. The CFD challenges cover forex, indices, metals, energies, crypto and stocks, in one phase or two, with a Swing account type that keeps trading through the news and the weekend. FTMO Futures, launched in 2026, trades CME contracts on a monthly subscription.

  • Founded 2015
  • Country Czech Republic
  • CEO / Founder Otakar Šuffner
Choose your programSee the key rules

What FTMO is known for

  • Ten years in business

    Founded in Prague in 2015.

  • Fee refunded on the 2-Step

    Returned in full with your first reward.

  • Swing account

    News, overnight and weekend positions stay allowed, funded included.

  • Scaling to $2,000,000

    +25% capital every four months, under conditions.

Platforms

MetaTrader 4MetaTrader 5cTraderTradingViewNinjaTraderTradovate

Tradable assets

ForexIndicesMetalsEnergiesCryptoStocksFutures

Purchase methods

CardApple PayGoogle PayPayPalSkrillRevolut PayBank transferCrypto

Trading profile

SwingDay trading

Step 1 · Configure

Build your FTMO account

Pick a program and an account size. Price and key figures update as you choose.

Choose your market
Choose your funding route
Pick your account size

Step 2 · Compare

Compare the 2 programs

One card per program, side by side.

One phase, 90% from day one

1-Step Challenge

A single evaluation phase with a 10% target, a trailing end-of-day loss limit and a best-day rule. You keep 90% of the simulated profits as soon as you pass.
From
€79
Evaluation
1 phase
Loss limit
End of Day
Minimum days
None
Consistency
50%
Profit split
90%
The historical FTMO route

2-Step Challenge

Challenge then Verification, with a static loss limit and a 5% daily loss. The fee comes back with your first reward. This is also the only route to the Swing account type.
From
€89
Evaluation
2 phases
Loss limit
Static
Minimum days
4
Consistency
None
Profit split
80%

Same on bothSizes $10K – $200K

Step 3 · Check the rules

Rules by program and phase

Pick a program and an account size to see every phase side by side.

Program

Account size

Phase

2-Step Challenge · $100K

Profit objective$10,000Profit to reach to pass the phase.
Maximum loss$10,000StaticReaching this loss breaches the account. The type says how the limit moves.
Daily loss limit$5,000Losing more than this in a single day breaches the account. None: no daily limit.
Minimum days4Trading days required before passing, or before a payout once funded.
ConsistencyNoneCaps the share of total profit a single day may represent. None: no such rule.
Profit split—Your share of the profit you withdraw.

How it works

From evaluation to your first payout

What actually happens after you pay, step by step.

  1. 1

    Evaluation

    One phase on the 1-Step and the futures accounts, two on the 2-Step. No time limit on the CFD challenges.

  2. 2

    Funded

    FTMO Account

    You trade a simulated account under the same loss limits, with no profit target and no minimum days.

  3. 3

    Payout

    Rewards

    The first CFD reward comes 14 days after your first trade, then on demand. Processing is announced within one to two business days.

Before you buy

Trading, fees and payouts

Only what matters for the program and account size you selected.

Trading rules

Breaks your account

  • Daily loss

    Reset every day at 00:00 CE(S)T from the midnight balance, and measured on equity, open positions included.

  • News on a Standard FTMO AccountFunded

    No position may be opened or closed from two minutes before to two minutes after selected macroeconomic releases, pending orders and stop-loss or take-profit executions included.

  • Weekend on a Standard FTMO AccountFunded

    Positions must be closed before the weekend and before any market interruption or rollover longer than two hours.

  • Time limitEvaluation 1

    None: the CFD challenges have no deadline.

  • News tradingEvaluation 1

    Allowed during the evaluation, on both Standard and Swing.

  • Swing account type

    Offered on the 2-Step only, and picked during checkout. It lifts every FTMO restriction on news, overnight and weekend positions, funded included, in exchange for lower leverage. FTMO does not publish its price.

  • Leverage

    Standard: up to 1:100 on forex, 1:50 on indices, metals and energies, 1:3.33 on commodities, crypto and stocks. Swing: up to 1:30 on forex, around 1:15 on indices, metals and energies, 1:1 on crypto and stocks. The exact figure belongs to the symbol.

Show 1 more rule
  • Changing platform or account type

    Possible as long as no trade has been placed, and after each reward.

Payouts

Bank transferCryptoSkrillVisa DirectMastercard SendWiseRevolut
  • First reward

    Available 14 days after your first trade on the FTMO Account, with the account in profit and no position or pending order left open. After that, on demand.

  • Processing

    Announced within one to two business days.

  • Scaling plan

    +25% capital every four months, up to $2,000,000 across your accounts, with at least 10% net profit over the period, two processed rewards and a positive balance. The split rises to 90% on the 2-Step.

Fees

Funded account activation
None
Challenge fee
One-time

Paid once, at purchase. Refunded in full with the first reward on the 2-Step; not refunded on the 1-Step.

Reset
None

There is no free reset on the CFD challenges: a new attempt means a new challenge. The Free Trial is free and unlimited.

Commissions
Per trade

CFD: $5 per forex lot, 0.0014% on metals, 0.065% on crypto, 0.004% on stocks, nothing on indices, energies and other commodities.

FTMO special deal
-20% on the $100K

FTMO's own promotion, read on ftmo.com on 23 September 2026: EUR 399 instead of 499 on the 1-Step, EUR 439 instead of 540 on the 2-Step, for traders who do not already hold an active $100K challenge. No end date announced. Prices above are list prices.

Verdict

PropFirmScanner verdict

Ten years in business, rules documented to the dollar and support in 21 languages: FTMO is the reference the rest of the market is compared to. The 2-Step is the most forgiving evaluation and refunds its fee; the 1-Step is faster and pays 90% straight away, in exchange for a trailing loss limit and a best-day rule. The Swing account is one of the few that lets you hold through the news and the weekend once funded. It is not the cheapest route, there is no free reset, and the futures line is young.

Best for

  • Swing traders: news, overnight and weekend positions stay allowed, funded included.
  • Traders who want the gentlest evaluation: static drawdown and 5% daily loss on the 2-Step.
  • Traders who want one phase and 90% from the start, on the 1-Step.
  • Traders who plan to grow: +25% every four months, up to $2,000,000.

Things to know

  • No free reset on the CFD challenges: every new attempt is a new purchase.
  • The 1-Step adds a best-day rule and a trailing loss limit the 2-Step does not have.
  • The futures line is recent, and its payouts are capped per request.

FAQ

Frequently asked questions

Everything traders ask about FTMO.

How much does FTMO cost?

Public prices — 1-Step Challenge: €79 to €999; 2-Step Challenge: €89 to €1,080; Futures Growth: $119 to $229 per month; Futures Pro: $139 to $269 per month.

What profit split does FTMO offer?

Once funded — 1-Step Challenge: 90%; 2-Step Challenge: 80%; Futures Growth: 90%; Futures Pro: 90%.

How do payouts work?

Payout methods: Bank transfer, Crypto, Skrill, Visa Direct, Mastercard Send, Wise, Revolut. Each request is capped by program and account size: the configurator shows the cap for your plan. Review times, minimums and eligibility conditions are listed in the Payouts card above.

Ready to continue?

Build your FTMO selection

2-Step Challenge · $100K · €540

Continue to FTMO

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