FTMO Review 2025: Still the Best Prop Firm?

FTMO is the most recognized name in prop trading. But with increasing competition, is it still the best choice in 2025? Let's find out.

FTMO at a Glance

• Founded: 2015 (Prague, Czech Republic)
• Account sizes: $10K - $200K
• Profit split: 80% (up to 90%)
• Challenge fee: ~$155 for $10K, ~$540 for $100K
• Trustpilot: 4.8/5 (12,000+ reviews)

The FTMO Challenge

Two-phase evaluation:

Phase 1: FTMO Challenge

• Profit target: 10%
• Max daily loss: 5%
• Max total loss: 10%
• Time limit: 30 days (but you can take longer with extension)
• Minimum trading days: 4

Phase 2: Verification

• Profit target: 5%
• Same drawdown rules
• Time limit: 60 days
• Minimum trading days: 4

What We Love ✅

• Proven track record: 8+ years, thousands of payouts verified
• Transparent rules: No hidden catches or surprises
• Great platform: MT4, MT5, cTrader all supported
• Fair profit split: 80% standard, up to 90% with scaling
• Free retry: If you profit but don't hit target, free reset
• No consistency rules: Trade your style
• News trading allowed: No restrictions

What Could Be Better ⚠️

• Price: Slightly more expensive than some competitors
• Two phases: Some firms offer one-phase challenges
• Trailing drawdown: During evaluation (becomes static when funded)
• Weekend holding: Restricted (but recently improved)

Payout Experience

Based on verified reports:

• Processing time: 1-3 business days
• Methods: Bank, Crypto, Skrill, Payoneer
• Frequency: Bi-weekly (every 14 days)
• Minimum payout: $50
• Reports of issues: Very rare

Who Should Choose FTMO?

• ✅ Traders who want maximum reliability
• ✅ Those who value reputation over price
• ✅ All trading styles (scalping, day, swing)
• ✅ Forex, indices, crypto, commodities traders

Who Should Look Elsewhere?

• ⚠️ Budget-conscious traders (cheaper options exist)
• ⚠️ Those who prefer one-phase challenges
• ⚠️ Traders needing instant funding